Strategic Wealth Architecture™

Build a tax-efficient retirement that preserves freedom and legacy.

In retirement, taxes often become your largest expense. We build plans to minimize lifetime taxes, optimize income, and adapt as your life—and the tax landscape—evolve.

Lenexa, KansasServing clients nationwideWhat we do

Welcome to OWLFI

Preserve wealth through expert planning.

Proudly serving clients across Kansas, Missouri, and nationwide.

OWLFI helps individuals and families in Lenexa, KS and across the country build confident, tax-efficient retirement plans. Your advisor works directly with tax professionals and attorneys, so every decision supports one integrated plan—with fiduciary advice, tax planning, and accounting support all in one place.

Tax optimization is the core of our process. From Social Security timing and tax-smart withdrawals to long-term wealth preservation, we help you keep more of what you’ve earned—coordinating with your current CPA and attorney, or connecting you with trusted professionals.

We also guide business owners through major transitions, turning a single liquidity event into dependable, tax-efficient income for life.

The OWLFI team working together around an office table

Trusted fiduciary-based planning

Our planning stands apart through a proactive, tax-focused approach:

Tax-free Roth conversion strategies
Pairing conversions with oil & gas deductions to offset taxes
Long-term tax horizon planning
Proactive—not reactive—tax coordination

Tax strategy

Tax-free Roth conversions · Oil & gas deduction pairing · Long-term tax horizon

Keep more of what you’ve earned.

Most firms stop at basic recommendations. We integrate advanced tax strategy directly into your wealth plan—so your assets work more efficiently over your entire lifetime, not just this year.

Proactive, not reactiveLearn more

Asset management

Portfolio construction · Ongoing oversight · Tax-aware decisions

Income you can rely on, market after market.

Thoughtful, evidence-based portfolio construction designed to create durable and reliable income streams in retirement.

Built for reliable incomeLearn more

Lifestyle planning

Retirement income · Social Security timing · Legacy planning

A roadmap for the life you’ve worked to build.

Customized financial planning for families and business owners, ensuring your money supports the lifestyle you want—today and in the future.

Tailored to your goalsLearn more

Business owner exit planning

Sale preparation · Tax-efficient proceeds · Lifetime income

Turn one liquidity event into income for life.

Guidance through every stage of transitioning from ownership to financial independence—integrated into your overall plan in a tax-efficient, emotionally grounded way.

Clarity through the transitionLearn more

The OWLFI Bucket System

Your wealth, organized by purpose and time.

Avoid selling low, lock in gains in strong markets, and keep steady income in any conditions. It mirrors how institutions manage money—with clarity you can actually understand.

1–3 years

Deck Supplies

Short-term stability

Designed for reliable income
Avoid selling investments in downturns

CDs, cash, money markets

4–10 years

Mid-Hold

Moderate-growth engine

Bridges safety and growth
Refilled with gains in strong markets

Balanced funds

11+ years

Deep-Hold

Long-term opportunity

Higher growth potential
Hedges longevity and inflation

Stocks, alternatives

Optional

Legacy

Your impact

Family, charitable giving, or long-term legacy plans

Trusts, donor-advised funds, giving vehicles

It’s not “set it and forget it.” The architecture adapts to market cycles, tax-law changes, shifting income needs, and your longevity and legacy goals.

Coordinated planning

We coordinate your
entire financial crew.

Most people work with a CPA, attorney, insurance agent, and advisor who rarely talk. OWLFI eliminates the fragmentation—a private-office experience without the complexity.

Tax strategyProactive modeling and tax-horizon planning

Legal strategyAligned with estate documents and trusts

Income planningWithdrawals tied to bucket timing

Risk planningProtecting income through uncertainty

FROM SURVIVAL TO SIGNIFICANCE

Elliot Omanson, founder of OWLFI, recording his market commentary show — Elliot OmansonFounder · Chief Communicator

Trusted fiduciary planning

Turning complexity into
clarity and confidence.

Elliot works directly with tax professionals and attorneys so every decision supports long-term stability, minimizes taxes, and aligns with your goals. As the firm’s Chief Communicator, he guides the team, reviews every financial plan, and hosts Murphy’s Market Minute and The Elliot Omanson Show.

A veteran of three military tours in the Middle East, Elliot learned what composure in high-stakes environments really means. That same drive shapes his work—giving clients security and confidence through sound investment strategy.

Licensed as an Investment Advisor (Series 66, Life & Health), he learned the power of financial planning firsthand at Sage Financial Inc.—then acquired the firm and rebuilt it as OWLFI Strategic Advisors, merging conservative values with effective financial solutions.

“OWLFI doesn’t just manage portfolios—we strategize voyages of significance.”

Once your income is secure and your taxes are strategically managed, you gain the freedom to focus on what matters: purpose, giving, mentoring, and living the life you’ve built.

Why successful people choose OWLFI

From uncertainty to significance.

OWLFI specializes in guiding individuals and families through comprehensive, fiduciary-based planning powered by our proprietary Strategic Wealth Architecture™. We turn confusion into confidence, transforming retirement from a life of uncertainty to a life of significance.

Whether you’re structuring retirement income, minimizing taxes, designing long-term income strategies, or planning how to preserve wealth for your family, our approach gives you peace of mind and a clear path forward.

And for those transitioning a business as part of retirement, we integrate that into your overall plan in a tax-efficient, emotionally grounded way. We coordinate seamlessly with accountants and attorneys to ensure every piece of your financial life works together.